In this paper, the technical-economic framework for designing of water pumping system based on photovoltaic clean energy with water tank storage is presented to supply drinking water of customers for remote areas. The objective function is to minimize the net present cost (NPC) (as economic index) including initial investment costs, maintenance, and replacement costs, and reliability constraint is defined as customer's water not supplied probability (CWNSP) as technical index. A meta-heuristic intelligent water drops algorithm (IWDA) is proposed to optimize the solar water pumping system considering NPC and CWNSP with high accuracy and speed of optimization in achieving the global solution. The simulation results show that the proposed method is capable of responding to customer's water demand by optimally sizing components and water storage tank based on IWDA which is inspired based on flowing the water drops in rivers by achieving the lowest cost with optimal reliability. The NPC of the system with CWNSP equal to 3.17 % is obtained 0.24 M$ for 6-m-high water extraction. The results showed that with increasing the water extraction height, the NPC increased, and the reliability also weakened. Moreover, the superiority of the IWDA is confirmed compared with particle swarm optimization (PSO) in designing a water pumping system with the lowest NPC.