Online shopping has been preferred over the conventional shopping methods as the results of hectic
lifestyles nowadays. It is a convenient way to get groceries without having to queue at the counters.
The objective of this research is to study the online shopping practices and the factors that affect it.
Apart from that, it is also to identify the difference in online shopping behaviour among selected
background factors (sex, social status, generation, ethnic, household income, education level and zone).
The populations of this research include consumers of 17 years old and above whose chosen by
convenience through mall intercept method. T-test result shows there is significant difference (t=-
3.156, p=0.001) for online shopping practice between men and women. Meanwhile, based on ANOVA result, it shows that there is significant difference between mean scores of different generation [F(3,
1298)= 3.475, p = 0.016], ethnics [F(4, 1291)= 3.678, p = 0.006] and household income [F (4, 1227)=
6.935, p = 0.000]. However, there is no significant difference among mean scores for education level,
zones and stratum (p>0.05). Apart from that, the result also indicates that only five factors taken into
consideration before a particular customer does the online shopping which are safety, products offered,
risk, trustworthy and customers experience. Thus, the sellers should approach their customers in
different ways in order to meet the demand, hence expanding their bussiness.
With the recent innovation in financial markets, it has now become ever more unavoidable for the employees to be more knowledgeable and proficient in managing their finances. Financial markets terrain has changed so much resulting in the disposal to a wider choice of financial products and services. The aim of this study was to determine the factors influencing financial well-being among employees in an organization in Nigeria. This research focused on employees in Ikeja local government council of Lagos, state Nigeria. Based on the sample size determination, the sample size was estimated at approximately 392 employees. Simple random sampling was used in the selection of the sample. Employees were chosen based on staff profiles in each department. The result of this study is that financial decisions are becoming increasingly complex and demanding. Availability of easy innovative loans and credit products, financial market restructuring and technological advancements in the mode of offering and distributing financial and services have indisputably left many people confused while making decisions on the assortment of savings opportunities. A standard self-administered questionnaire was employed to gather data among 392 selected employees from a local government in Lagos state, Nigeria. It was revealed that the most influential factor for financial well-being is financial strain based on the output of the result. In conclusion, the financial strain of an employee, makes employees to be more cautious of their spending, which will have more effects on their financial well-being.
Health risk factors have been highlighted among Nigerian students at Universiti Putra Malaysia, but the pattern of food expenditure on diets that are said to be a control measure for the prevalence of risk factors such as chronic diseases, obesity, diabetes, and hypertension has been poorly discussed. The purpose of this paper is to examine food expenditure on diets and its relationship to health risk factors among Nigerian students in Universiti Putra Malaysia. Cross-sectional research design was used and data for the study was obtained using structured questionnaire. A total of 236 Nigerian students’ participants from Universiti Putra Malaysia aged 25-45 years consented to participate in this study and 233 were selected through systematic random sampling. Health conditions and personal risk factors were measured with the Institute for Public Health (2015) of National Health and Morbidity Survey (NHMS, 2011) questionnaire. The Center for Disease Control and Prevention (CDC); National Health and Nutrition Examination Survey (NHANES 2007-2008) of Flexible Consumer Behavior Survey (FCBS) on food expenditure questionnaire was used in measuring all food and beverages spending of respondents for the period of 30 days. The data collected was cleaned and entered into a database and analyzed using SPSS version 20. Descriptive analyses for continuous data were expressed in mean and standard deviation while categorical data were presented in percentage. Pearson correlation analyses were used to examine the relationship between food expenditure on diets and health risk factors. The findings of the study showed that 67% were males and 33% females. The association between health risk factors and food expenditure were positively weak, but significant r = 0.14, (231), p < 0.05. The findings suggested that an increase in food expenditure pattern on diets was significantly associated with a minimal increase in health risk factors. For an average student food expenditure on diets, this can lead to a real obstacle to healthy eating. The findings provided recommendations for food expenditure on diets and health risk factors interventions and policies aimed at University students.